Refinance

In today’s shifting financial landscape, many potential homebuyers and homeowners find themselves at a crossroads. Mortgage rates, affected by a blend of Federal Reserve decisions and economic reports, have spiked and then gradually decreased over recent months. But what does this mean for those considering purchasing a home or refinancing their mortgage? Here’s a closer look at some of the key factors to consider and a practical guide to making the best decision for your situation. 1. Mortgage Rates Are Expected to Decline – But Timing is Everything While the…